After a successful private beta that began on August 5, 2025, Jupiter Lend is set to open doors to a wider audience later this month,ready to redefine lending standards in decentralized finance (DeFi). Built on Solana and powered by Fluid’s innovative liquidity and risk engine, Jupiter Lend brings a fresh approach to borrowing and lending with user-friendly features and cutting-edge technology.
Here’s what you can expect from the public beta and why it’s a game-changer for DeFi enthusiasts.
A New Standard for DeFi Lending,Jupiter Lend is designed to push the boundaries of what’s possible in DeFi lending, offering features that prioritize flexibility, efficiency, and safety. Unlike traditional lending protocols, which often limit borrowing power and expose lenders to pooled risks, Jupiter Lend introduces a suite of tools that cater to both borrowers and lenders. Here are the key highlights to look forward to:
1. Unprecedented 95% Loan-to-Value (LTV) Ratios: One of Jupiter Lend’s standout features is its ability to offer up to 95% loan-to-value ratios, far surpassing the industry average of 75%. This means borrowers can access significantly more liquidity against their collateral, making it easier to leverage assets for trading, investing, or other DeFi strategies. Despite the higher LTV, Jupiter Lend maintains robust risk management through its proprietary liquidation engine, developed in partnership with Fluid, ensuring safety for all users.
2. Near-Zero Liquidation Penalties: Liquidations can be a pain point in DeFi, often resulting in hefty penalties for borrowers. Jupiter Lend addresses this by offering near-zero liquidation penalties, making it more forgiving for users navigating volatile markets. The platform’s liquidation engine processes all eligible positions in a single transaction, reducing systemic risk and minimizing the chance of bad debt. This innovative approach makes borrowing less stressful and more accessible, even for those new to DeFi.
3. One-Click Earn Vaults for Lenders: Lending on Jupiter Lend is designed for simplicity and efficiency. The platform introduces one-click Earn vaults, allowing lenders to deposit funds and automatically earn optimized yields without the hassle of managing positions or comparing rates. During the private beta, six vaults were available, each capped at $1 million in borrowing volume for safety. The public beta is expected to expand the number of vaults and supported assets, offering lenders more opportunities to earn attractive annualized yields (APYs).
4. Flexible Repayment Options: Borrowers will appreciate Jupiter Lend’s flexible repayment system. You can repay loans from any wallet using a simple link, eliminating the need to interact directly with the original wallet address. This feature enhances user convenience and makes the platform more accessible, especially for those managing multiple wallets or onboarding friends to DeFi.
5. Expanded Features and Ecosystem Incentives: The public beta will roll out additional features not fully available in the private beta. Expect Multiply vaults, which are designed for advanced strategies, and a broader range of supported assets to cater to diverse DeFi use cases. Jupiter has partnered with over 10 ecosystem partners to offer incentives, which could include rewards, or boosted yields to attract early adopters. While the exact details of these incentives remain under wraps, the team are poised to make the public launch even more exciting.
6. Integration with xStocks and Composability: Jupiter Lend is built with composability in mind, making it a core piece of Solana’s financial infrastructure. One exciting development is the integration of xStocks, which allows users to use tokenized stocks as collateral for loans. This opens up new possibilities for leveraged positions and innovative financial strategies, bridging traditional finance with DeFi. Developers and partners can also build new applications on top of Jupiter Lend’s architecture, enhancing its utility across the ecosystem.
How to Get Started
Prepare Your Wallet: Ensure you have a Solana-compatible wallet (The best : Jupiter Mobile) with some SOL for transaction fees.
Explore the Platform: Once the public beta is live, you can experiment with borrowing, lending, or even using tokenized stocks as collateral.[ Jup.ag/lend ]
Watch for more details